Stuck with a Low Salary? Why Your Sundays Could Be Your Secret Weapon!
Feeling like your paycheck just isn't cutting it? In a world where financial advice often seems tailored for the already wealthy, a refreshing perspective has emerged from financial expert Akshat Shrivastava. He believes that if your salary is low, your Sundays aren't just for rest – they're the most important day of your week for building financial stability.
Shrivastava, an alumnus of INSEAD and founder of Wisdom Hatch, recently shared a simple yet powerful three-step formula on social media for anyone looking to climb out of the low-pay trap. His advice isn't about overnight riches, but about smart, consistent choices that add up over time.
1. Be a Weekend Creator, Not Just a Consumer
This is where Sundays truly shine. Shrivastava urges us to rethink how we spend our precious weekend hours. Instead of endless scrolling through social media or binge-watching TV shows, he suggests a radical shift: become a creator.
"Use your Saturdays for learning," he advises, "And Sundays for creating/building." This means picking up new skills, starting a side project, writing, or building something tangible. The goal? To slowly develop new skills and side hustles that can eventually turn into extra income streams. Imagine what you could build if you dedicated just a few hours each Sunday to a passion project or a new skill!
2. Rethink Education: Value Over Vanity
This point might be a tough pill to swallow for some parents, but Shrivastava challenges the idea that expensive, "elite" private schools are the only path to success. He argues there's "no major upside to elite private education anymore."
Instead, he points to more affordable options, like government-run schools, as perfectly adequate and even wise choices. His message is clear: focus on instilling values, encouraging effort, and being actively involved in your child's education, rather than chasing a brand name. It's about what you teach your kids, not just where they sit in a classroom.
3. Savings: The Power of a Nest Egg
Finally, Shrivastava emphasizes the often-underrated power of saving. "Some savings is better than none," he states, highlighting that the habit of saving is far more important than the initial amount.
He calls these savings "iteration capital" – essentially, your freedom fund. This isn't just about having money in the bank; it's about the options it gives you. Imagine having enough saved to walk away from a toxic job, take a much-needed break, or finally pursue that dream project. The benefits, he notes, can't truly be measured in money alone; they're about peace of mind and the freedom to make choices.
While some online reactions to Shrivastava's advice were a bit sarcastic, the core message clearly hit home for many. It's a practical, down-to-earth strategy for anyone feeling stuck. It reminds us that financial freedom isn't always about how much you earn, but about how intentionally you live and build with what you have. So, what will you do with your next Sunday?
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