Worst Case Thinking

2026-Jun-26
WORST CASE SCENARIO       

11 Jun: Abhishek Chakraborty disclosed the termination news — taking my forced resignation instead.
26 Jun: 15 days later.
No other job offer in hand.
A couple of disappointments from a couple of interviews.

Yesterday, Abhishek Chakraborty said I may be getting terminated for deleting my resignation record from my SuccessFactor profile.
That means no salary for June and a marked documentation and blacklisting at IBM.
Read this again: "No salary for June."
I don't have enough in my current account even for next 30 days.
34 + 8K is non-negotiable (42K).
Let's say 50–60K with some expenses even if I live in Tri Nagar.

I have about 2.4L in savings/investments.
That money will last for about 4–5 months.

So, I have about 4 months to find a job (or find a source of money).

Worst case thinking -- If I don't find a job in 4 months:

# I would default on Home Loan.
# Run out of ~2.5 lakhs of savings.
# Would have to redeem other/remaining 10L at (possibly) a loss.

Okay, so 10L might buy me another 20 months (1 year and 8 months) of time.
And after that, I would run out of every penny.
Would have to say goodbye to ***.
AND: Too big and wide a gap in my resume.